Hercules gives microfinance institutions, cooperatives and digital lenders a complete workspace — customers, KYC and guarantors, loan products, approval workflows, disbursements, repayments, collections, accounting and reporting — under your own brand and domain.
Lender dashboard
Sample dataActive loans
1,284
Principal disbursed
₦412.6m
Collected (MTD)
₦58.2m
Portfolio at risk
3.1%
Collections trend
Illustration only — your live figures are calculated from your own transactions.
Every module, connected
Each module writes to the same tenant-scoped records, so a repayment immediately updates the ledger, the collections queue and your reports.
Onboarding, identity capture, document review and a mandatory verification gate before any application.
Invitations, independent consent, liability limits, digital acceptance and verification records.
Flat or reducing interest, fees, penalties, grace periods and per-customer rate adjustments with an audit trail.
Multi-level approval by amount and risk, with separation of duties and no self-approvals.
Bank transfers or manual records, approvals, reconciliation and authorised reversals.
Allocation to fees, interest and principal, ledger, ageing buckets, promises and recovery reporting.
Publish a lending website, loan calculator and customer portal under your colours and domain.
Portfolio, PAR, delinquency, branch and product performance with exportable reports.
Onboarding
Tell us who you are and upload your registration documents.
ReyTech Networks reviews your business information and approves the tenant.
Branding, branches, staff roles, loan products, fees and payment options.
Publish your website and start onboarding customers through your portal.
Lending is a records business. Hercules keeps the full history — who approved what, at which rate, and when it changed — so your portfolio can always be explained.
Register your companyTenant data isolation
Every customer, loan, document and report carries a tenant reference, and access is checked per request.
Full audit trail
Rate changes, approvals, reversals, KYC decisions and permission changes are recorded with the actor and time.
Honest integration states
Payments and disbursements only complete on confirmed provider status — never on a submitted request.
Subscription plans
Every plan starts with a free trial. Billing cycles, limits and enabled modules are managed centrally by ReyTech Networks — and you can change plan at any time.
For young lenders getting their first portfolio organised.
₦25,000 /month
For established microfinance banks running daily operations.
₦75,000 /month
For groups, cooperatives and multi-state operations.
₦250,000 /month